Mar 24


Event details




09:00 - 19:00


Nordic Fintech Summit brings together leading Nordic financial institutions, fintechs, regulators and other experts to discuss the most current topics, and share their practical experiences in the rapidly changing financial industry.

1 Day

4 Tracks

40 Speakers

400 Participants


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What is the significance of ESG to the industry?

Market strategy and positioning for banks: digital-only, BaaS, universal or niche?

Where is the profit in the future of banking?

What kind of talent will tomorrow’s bank need?


What does the buy-now-pay-later trend mean for consumer lending?

Will all financing be embedded?

What are the rails of future payments?

Learning from big tech in finance, and how would it work in the EU environment?


Mission Impossible – Successfully renewing a core banking system

Are we ready for a public cloud core?

How to reduce costs significantly utilizing technology?

Emerging technologies in banking


Practical use cases about:

Building a fintech unicorn

Establishing a new bank

Utilizing data and AI

Developing new products


Dr. Tamaz Georgadze

Raisin DS

CEO & Co-founder

Tamaz Georgadze, Raisin co-founder and co-CEO of Raisin DS, is focused on partner bank acquisition, business development, and legal and regional expansion efforts. Prior to building and scaling Europe’s leading marketplace for deposit-insured savings products and investments, Tamaz spent ten years with McKinsey & Co., the last three as a Principal leading McKinsey’s Savings and Investment products service line for EMEA countries, serving some of the largest retail, universal and wholesale banks in Europe and Asia. His core areas of expertise were performance management/organization, deposit gathering, direct banking, branch transformation, SME strategy and regulation. He holds a PhD in agricultural economics and honors law degree from the University of Giessen as well as an international economics degree from Tbilisi State University.

Julie Chatterjee


Tribe CEO

Julie Chatterjee serves since 2020 as CCO & Deputy CEO of Ferratum Bank plc. She holds a Master of Engineering from Kungliga Tekniska Högskolan in Stockholm from where she graduated in 2007. Julie holds 16 years of experience within the retail & banking industry. She has hands-on experience from consumer lending, credit card and the insurance business with an exposure to e-banking and mobile banking, while holding numerous positions at OKQ8, including CEO for OKQ8 Bank.

Samu Slotte

Danske Bank

Global Head of Sustainable Finance

Samu Slotte is global head of sustainable finance at Danske Bank, with the overall responsibility for ESG integration in Danske Bank’s Large Corporates and Institutions unit. His responsibilities include both integration of ESG risk assessment in the lending portfolios as well as supporting the bank’s clients in their transition to more sustainable business models via green and sustainable finance. Before his current role, Samu spent more than 20 years in debt capital markets origination as well as funding, asset and liability management and risk management. He holds a M.Sc. in economics from Åbo Akademi University in Finland and graduated in 2019 with a B.Sc. in biological and environmental sciences from University of Helsinki.

Denise Johansson


Co-Founder & Co-CEO

Denise Johansson is a thought leader within payments and open banking, a key driver of bringing sustainable financial solutions for the world, and also an active spokesperson for women in fintech.

As the co-founder of a leading European fintech, Enfuce, she is driving the payments revolution for fintechs, banks and merchants. Enfuce was the first in the world to put payment processing into the public cloud and is backed by investors Vitruvian Partners, Tencent and 

Denise has 15+ years of experience in the payment industry. She has helped numerous European fintechs and financial institutes enter new markets fast with safe, secure and scalable card products, while continuously making the financial industry more sustainable.


Steve Robson


Head of Spring by Citi EMEA

Steve leads Spring by Citi in EMEA, a new ecommerce collections solution within Treasury and Trade Solutions at Citi. Prior to this role he was the EMEA Head of TTS Commercial Cards and the EMEA Head of Business Development working on alliances and partnerships. Steve has 20+ years’ experience of financial services and product management in the UK and France. He previously worked for Barclays on the cash management side and then Barclaycard in both card acquiring and commercial card issuing.

Kadri Kiisel


Chairman of the Management Board



Ville Sointu


Head of Emerging Technologies

Ville Sointu leads Nordea’s emerging technologies research and development team. He has over sixteen years of experience in digital financial services and has held several key positions worldwide in financial and connected devices industries. Ville is currently a member of European Commission’s Blockchain Observatory use cases and transition scenarios working group, European Banking Federation Blockchain Task Force and EBA cryptotechnologies working group. Co-host of the Fintech Daydreaming podcast.

Anna-Mari Valkila

OP Financial Group

SVP HR, OP Development & Technologies

Anna-Mari Valkila is a HR leader at OP Financial Group. She started at OP in 2018 and is currently heading OP Development & Technologies HR. She has been working with finance and technology professionals and their development and learning for several years. Before OP she worked at TietoEvry.

Thorbjørn Fink



Thorbjørn Fink is the COO of, a company seeking to automate the processes around business spending – empowering employees to spend company money, while maintaining control and oversight in the finance department. Outside of Pleo, Thorbjørn advises VC/PE funds on FinTech and payments related topics, and is an active angel investor in startups in Europe and US, primarily focused on FinTech and software platforms.

Vilve Vene


CEO & Co-Founder

Vilve Vene is the CEO and Co-Founder of Tuum (formerly known as Modularbank), a core banking technology provider that enables a gradual digital transformation of businesses as well as a rapid rollout of new financial services – for banks, fintechs and non-financial companies.

Vene is an Estonian financial IT pioneer, with 30 years of experience in the banking industry. Modernising financial services is what she knows best: Building a digital bank from scratch in the 90s (Hansapank; acquired by Swedbank); digitising over 15 banks and financial institutions in the Nordics with her first technology company Icefire (acquired by in 2021); and acting as one of the masterminds behind the Estonian e-tax system – the most efficient tax office in the world. In 2019, she co-founded Tuum, putting the decades of experience in building core banking systems into a product.

Mattias Fras


Group Head of AI Hub

Mattias is heading the AI Hub at Nordea. He has more than 20 years of experience from working with large corporate transformations in the Nordics. He spent his first 13 years in management consulting spanning across many industries. After that he joined Nordea Life & Pension Sweden as a CFO for a few years before going back to driving transformation again driving new technology change initiatives such as software robotics, virtual agents and machine learning / deep learning. In his current role he is focusing on building data-driven organisation using AI-related technologies.

Vincent Weir

Invenio Growth




Marc N. Mettler

3rd-eyes analytics

Head Business Development



Fredrik Ulvenholm

Vilja Solutions


Fredrik Ulvenholm is CEO of the fast-growing Swedish fintech company Vilja offering cloud-native core banking solutions. With over 20 years of experience from the international fintech scene Fredrik has gather invaluable insights and experience on how to leverage latest technology to create superior customer values. Before joining Vilja in 2017, Fredrik played a vital role as CTO at Emric (acquired by TietoEvry), growing their business from four employees to over 300 employees.

Maciej Salata


Director, Corporate and SME Digital Banking



Antti Rajala

Secure Cloud


Antti is the CEO of Secure Cloud offering identity-based cyber security services for businesses using cloud services and having high requirements for security. With over 20 year of experience in several ICT-related service businesses, Antti has adopted a people centric approach to innovations and broad experience of technology as a business driver. At Secure Cloud Antti & the team has helped several financial institutions to successfully comply with all requirements in the industry, and still benefit from all the new innovative cloud solutions & services available. Before joining Secure Cloud Antti worked at Telia in several service business creation projects like at Cygate and at Helpson.

Juha Ahlroos

Seita Technologies


Juha has been working with Fintech and payment landscape for nearly two decades. He has vast experience of Cash Management, Merchant Acquiring, payment terminals, payment systems, and partner sales. Working in many well-known Fintech companies such as Nordea, Nets, Bambora in various roles has increased his passion and focus on solution selling. Presently Juha is in charge of the Sales at Seita Technologies Oy. SEITATECH is a Finnish card payment and software development service provider operating in territory of Nordic and Baltic countries. SEITATECH is specialized in electronic payment systems and the implementation of future payment technologies.

Bent Winkel


General Manager Nordics

Bent has worked in banking in Denmark, Singapore and Luxembourg for the past 19 years and spent 16 years in the software industry covering the Nordics, Baltics and the Netherlands. He was working as a trader within FX, MM and derivatives during that time. Currently, Bent is the General Manager for Mambu in the Nordics responsible for the commercial strategy and go to market for the region.

John Erik Setsaas


VP of Identity and Innovation

With over 25 years’ experience in digital identity, John Erik Setsaas is a pioneer in this space. He is a prolific speaker at fintech industry events around the world including Money20/20 Europe, Digital Finance World. Mobile World Congress, Trustech, EiC and FinTech Connect. He is currently VP of Identity and Innovation at Signicat AS. Before joining Signicat, John Erik was Chief Development Architect for SAP Identity Management and taught ecommerce, identity services and security at Buskerud University College in Norway. He is a board member of the EEMA, Europe’s leading digital identity think tank, and has received the EEMA Lifetime Achievement Award.

Tricia Balfe






Join the event to

Network with your C-level colleagues
Stay updated on the latest industry insights
Learn from practical use cases
Get Inspired
Meet the most interesting vendors and innovators face to face

Have fun!


Early Bird until 3.3.2022

665 €
+ VAT 24%
- Full day event
- Matchmaking platform
- Networking lunch & drinks

Standard Ticket

965 €
+ VAT 24%
- Full day event
- Matchmaking platform
- Networking lunch & drinks


Vilja is a leading provider of cloud-native core banking platforms. The banking platform covers the entire lifecycle of lending and savings operations in one system. It has the shortest time-to-market for launching new products and services. This enables banks and credit institutions to quickly and easily launch new revenue streams while focusing on creating the best banking experience for their customersMore information at

OneSpan helps protect the world from digital fraud by establishing trust in people’s identities, the devices they use and the transactions they execute. OneSpan’s security solutions significantly reduce digital transaction fraud and enable regulatory compliance for more than half of the top 100 global banks and thousands of financial institutions around the world. Whether automating agreements with identity verification and e-signatures, reducing fraud using advanced analytics, or transparently securing financial transactions, OneSpan helps lower costs and accelerate customer acquisition while improving the user experience. Learn more at

Founded in 1993 in Kraków, Poland, Comarch provides itself on being one of the leading software houses in Europe with over 6000 employees worldwide and thousands of successful projects carried out for the largest international brands. Over 20 years’ experience in the industry, Comarch Financial Services, a business sector within the Comarch Capital Group, specializes in developing sophisticated software and IT systems for major financial institutions in banking, insurance and capital markets. Our expertise has gained worldwide recognition and a significant portfolio of clients among insurers, banks, mutual and pension funds, brokerage houses and asset management companies in more than 30 countries. Our client list includes BNP Paribas, Société Générale, Ergo, NBB, Oney, Nedbank, Allianz, and more.

3rd-eyes analytics pioneers the hyper-personalisation in wealth management, enabling financial institutions to improve, automate, and interactively visualise wealth planning and investment advice. With our modular SaaS and API solutions, we empower banks, insurance companies, asset managers and intermediaries to provide goal-based, individual, realistic, and sustainable investment advice.  Our solutions incorporate climate change scenarios, calculating the impact of rising temperatures on wealth development and personal goal achievement, while simultaneously ensuring that investors’ preferences are met beyond their ESG expectations. More information at

Thought Machine was founded in 2014 with a mission to enable banks to deploy modern systems and move away from the legacy IT platforms that plague the banking industry. We do this through our cloud native core banking platform, Vault. This next generation system has been written from scratch as an entirely cloud native platform. It does not contain a single line of code which is legacy, or pre-cloud. We are currently a team of more than 500 people spread across offices in London, New York, Singapore, Sydney, and Melbourne, and have raised more than $340m in funding at a $1bn+ valuation.

Mambu is the world’s only true SaaS cloud banking platform. Launched in 2011, Mambu fast-tracks the design and build of nearly any type of financial offering for banks of all sizes, lenders, fintechs, retailers, telcos and more. Our unique composable approach means that independent components, systems and connectors can be assembled in any configuration to meet business needs and end user demands. Mambu has 800 employees that support 200 customers in over 65 countries – including N26, BancoEstado, OakNorth, Raiffeisen Bank, ABN AMRO, Bank Islam and Orange Bank.

Secure Cloud offeris identity-based cyber security services for businesses using cloud and having high requirements for security. We help businesses with the industry specific requirements while benefiting from all the innovative cloud solutions & services available. Our cloud based services cover IAM, Customer IAM, Cloud based SOC etc with all the “bells and whistles” needed. Our consultants help you in finding just the right steps for you and for your business, whether technology transformation, process improvement or people training. Because in cyber security it’s the whole that counts.

Signicat is the leading provider of digital identity solutions in Europe. Our mission is to build technology for people to trust each other in a digital world. We bring trust to identity claims in every step of the customer journey from onboarding to offboarding.

XMLdation solutions are designed for banks and payment system operators. We deliver self-service testing and legacy bridge solutions that streamline on-boarding, and help banks, payment system operators and their stakeholders to roll out new payment schemes such as P27 – faster and easier. Our products are “born in the cloud” and natively support ISO 20022, open finance APIs and many other standards. We are a world leader in financial messaging and financial APIs, and operate across three continents.



Nordic Fintech Summit is produced with our partners. If your company is interested in the event`s international brand visibility, meeting Nordic and European banking decision-makers or speaking slot on the agenda. For more information leave your email address.

Tuija Taivainen

Head of Growth & Event Partnerships

+358 40 530 1351


Nordic Fintech Summit will be held at the Wanha Satama. The address is Pikku Satamakatu 3-5, 00160 Helsinki. The venue is located near the city center.

You can plan your local travel through the HSL Journey planner here. Tickets are very affordable.

Helsinki Airport is our local airport where all the flights to Helsinki will land. It is located 20 kilometers away from Helsinki city center with excellent bus, train and taxi connections. The airport has been voted as the second-best airport in Europe. Check out more information from the airport website.

We recommend to read the advice from Finnish institute of health and welfare`s website.

If you’re in doubt, contact

Media Passes are for journalists / editorial members of the press. You can apply by sending your application to

Photos from Nordic Fintec Summit

Publications, articles, and all non-commercial Nordic Fintech Summit-related usage of the photos is allowed when crediting the photographer and mentioning that the photo is from Nordic Fintech Summit.

Photogallery will be linked here after the summit.