Nordic Banking Forum 2025 returns to Helsinki on December 4, 2025, bringing together the most influential voices in banking and finance from across the Nordics and Baltics. The full-day event is designed for decision-makers and change drivers who want to stay ahead in a rapidly transforming industry.
With economic uncertainty, political instability, and digital threats reshaping the financial landscape, this year’s theme is clear: how do banks lead through disruption, not just survive it?
Opening the Program: Landscape 1 – Risk & Resilience
Banks are increasingly on the frontlines — balancing national security requirements, regulatory pressure, cybercrime threats, and financial crime that crosses both physical and digital borders. This track will explore how the financial sector can build secure, adaptive, and compliant systems that are ready for the next wave of challenges.
Key agenda topics include:
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Banks on the Frontline: National Security, Sanctions, and Surveillance
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From Cybercrime to Cyberwarfare: Where Do Banks Draw the Line?
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Resilience by Design: Building Secure, Adaptive, and Compliant Financial Systems
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Grey Zones and Shadow Actors: Financial Crime in a Geopolitical Context
Keynote Spotlight: Hanna Sarraf, Chief Risk Officer, Monzo
We’re proud to announce Hanna Sarraf, Chief Risk Officer at Monzo Europe, as the first keynote speaker of Nordic Banking Forum 2025.
Hanna brings over 25 years of experience in risk leadership, spanning both traditional banks and digital challengers. His background includes senior roles at Starling Bank, Bankmed, and Bank of Ireland, as well as consulting leadership positions at KPMG, EY, and Accenture.
At Monzo, Hanna is building resilient and forward-thinking risk frameworks in one of Europe’s most dynamic digital banks. His keynote will provide real-world insight into what modern resilience looks like — in policy, tech, and culture.
Explore All Five Landscapes
The conference is built around five core Landscapes — strategic focus areas that reflect the most urgent questions in banking today:
1. Risk & Resilience
Geopolitics. Digital. Security. Crime.
How banks can navigate national security issues, cyber warfare, regulatory shifts, and emerging financial crime.
2. Macroeconomics & Capital Markets
Interest rates. Sustainability. Global capital flows.
What role will Nordic banks play as monetary policy tightens and ESG finance evolves?
3. EU & Impact
Regulation. Payments. Digital euro.
How the EU’s policy direction is shaping innovation, competition, and financial infrastructure.
4. Challengers & Gamechangers
AI. Quantum. Embedded Finance.
From buzzwords to real-world impact — how disruptive tech and business models are scaling.
5. Business Models & Value Chains
BaaS. Open Finance. Platforms.
Who owns the customer? Who owns the data? And what does value creation look like in the next generation of financial services?
Each Landscape will feature curated keynotes, expert panels, and tactical insight from banks, fintechs, and public-sector leaders.
Why Attend Nordic Banking Forum?
Whether you work in banking strategy, innovation, risk, regulation, or partnerships, this gathering offers a rare opportunity to step back and ask:
Where is the financial industry going — and how do we lead the way?
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Network with 300+ decision-makers from the region’s leading banks, regulators, and tech providers
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Get fresh insight from global and regional speakers
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Join intimate roundtable sessions throughout the day and the day before
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Engage in high-level, curated content built around the real issues leaders are facing today
Practical Information
What: Nordic Banking Forum – Top Leadership Forum in Nordic & Baltic Banking
Who: Nordic and Baltic financial industry executives and stakeholders
Where: Clarion, Helsinki the Nordic Eurozone Capital
When: December 4th, 2025
Want to know more and join us?
WWW.NORDICBANKINGFORUM.COM
