Monetizing Open Banking: Part 2

Niklas Apellund is a Computer Engineering expert responsible for open banking and sustainability services at Enfuce, where he has served as CTO and Co-Founder since 2016. Over his career of 10+ years in Software Development and Solutions Architect roles, Niklas has established himself as a technical leader within banking and card processing. Creating seamless payment solutions has been Niklas’s passion for years, and thanks to his in-depth knowledge, hands-on development skills and guidance, Enfuce was able to build and launch a PCI-DSS compliant payment platform in a public cloud in less than half a year.

Päivi Kangasmäki is CEO and co-Founder of riskrate. riskrate is a 100% automatic cash forecast to SMBs using all cash impacting data and machine learning. Before she founded riskrate with her friends, she served financial markets and global treasuries from family-run businesses to Nasdaq listed corporates in all continents.

Joonas Tomperi is CEO & Co-Founder of Enable Banking and he is focusing on finding business cases for customers to fully utilize the potential of Open Banking. He is a force of nature and an experienced builder of innovative solutions for business. Previously he was working with mobile, ERP, and data solutions with SMEs and Corporates.