Nordic Fintech Summit

Paolo is one of the most respected voices in the FinTech industry globally, providing business expertise and strategic thinking to a network of executives among banks, insurances, startups and investment firms. Celebrated author on quantitative finance, digital transformation and economics theory, he explores the biological underpinnings of financial markets and how to bolster with technology and business innovation the global economy’s immune system in today’s volatile times.

Paolo is an elected member of IBM Industry Academy and strategic advisor to selected IBM global accounts, promoting Fintech thought leadership worldwide as spokesperson for innovation. He co-hosts the European edition of Breaking Banks, which is #1 Fintech podcast and radio show with 7M audience across 117 countries.

Georg is General Manager at N26, the mobile bank, for DACH and Northern Europe. He is responsible for the business in 15 countries including N26’s home markets in the German-speaking region, Germany, Austria and Switzerland, as well as the new growth markets Ireland, Poland, the Nordics and Slovakia. Additionally, he is the bank’s managing director of its new TechHub in Vienna. In the past, he also has been N26’s Global Director of Public Relations and Global Head of Lifecycle and Product Marketing. Before N26 Georg Hauer was General Manager at Uber and a management consultant at the Boston Consulting Group. He holds an MBA from The Kellogg School of Management in Chicago and a Magister from WU Vienna.

Sara is the Chief Transformation Officer and member of SEB’s Group Executive Committee. She is presently a senior advisor and a board director of Bonnier Books, Bonnier News and SNS.

Paulina has +12 years of experience working for incubators, science and technology parks and investment funds, both on regional, national and international initiatives. For years she was a co-organizer of a regional startup community. Graduated 3 degrees. At BNP Paribas Polska Bank since 2017. Her team supported over 18 startups’ implementations and the first investment in the bank’s history in a startup, Autenti. Co-author of the “Code of Startup Cooperation” – one of the most effective processes of introducing startups to corporations and “Elephant Charmers” – a handbook for young technology companies and corporations aiming to effective cooperation.

Janer is in charge of Veriff’s product and innovation to make sure that our verification engine is a trend-setter and outperforms every other solution on the market. He is a tech-savvy innovation enthusiast who started his career as a full-stack developer. Before joining Veriff, he gained experience in project management, and worked with fundraising and finance. He holds a degree in computer and information science from the University of Tartu.

Experienced Sustainability Director with a demonstrated history of working as consultant across industries, sectors and markets in the intersection between digital, sustainability and business strategy.

Within Invenio Growth Eleonore runs Mastercard’s Lighthouse MASSIV Program, helping Nordic & Baltic impact tech companies scale globally through partnerships. Previously she has been working with ING Group on the Global Transformation and Change Finance team; overseeing ING’s strategic global programs and steering the regulatory change portfolio.

Colin is a seasoned ICT professional with a wealth of experience and a proven track record in enabling sales teams, partners and customers to uncover and connect to business value and (over) achieve their goals. He has successfully worked for software start-ups, but also medium and large companies, in a variety of roles, including sales, solution engineering, business development, product and customer marketing, and field enablement.

Currently, Colin is working for Sumo Logic, the leader in a new category, Continuous Intelligence delivering on real-time data challenges presented by digital transformation, modern applications, and cloud computing, we help close the intelligence gap.

Great VC’s, and with an impressive list of 2000+ customers and a modern partner ecosystem

Based in Amsterdam, the Netherlands, he is part of a winning team to grow and expand Sumo Logic’s business in EMEA. Colin in his role drives business development, growth and expansion programs, enablement, customer marketing & success, solution evangelization

Before Colin joined Sumo Logic, Colin worked at VMware, where he was responsible for market development and field readiness initiatives to grow VMware’s Telco Business. Prior to this, he successfully developed and delivered sales and partner enablement VMware’s NFV and Cloud Management Business. Prior to VMware, Colin worked at world-leading software companies including HP Software, Mercury, IBM Tivoli (Startup), ATG (Startup) KPMG and Morgan Grenfell.

Antti Karhu is the tribe lead for Payment Services at OP Financial Group. He is responsible for developing and running the cash management, invoicing, real time payments, premium API, e-commerce and cross border payment products and services at OP. Antti is a member of the P27 Advisory Board and a member of the EPI Advisory committee. He is also a member of OP Corporate Bank executive team. Antti has been working in various development-related positions in OP since 2012. in addition to payments, he has been working also in corporate lending and credit decision making as well as factoring, trade finance, leasing and hire purchasing development, also for the Baltics.

Sebastian Sonntag, PhD, is the Chief Executive Officer of LocalBitcoins, the leading P2P Bitcoin exchange in the world. Sebastian’s background prior to LocalBitcoins is in various areas of technology and business. Over the last 15 years, he has had an extensive history in leadership and research in the IT industry – holding executive and board roles, founding several tech startups as well as teaching for over a decade in the University of Helsinki and the Aalto University. Sebastian’s current focus as CEO is on bringing the new chapter of growth to LocalBitcoins.

George has extensive engineering and product management experience and is a member of the EBA PSD2 API Evaluation Group. For the last four years, he has been initiating, driving, and launching Open Banking by Klarna, a single XS2A API for Europe’s fastest-growing banking network.

Jacob is the Country Manager for Finland and Denmark at Klarna. He’s an industry veteran with a strong background in payments and eCommerce. Leveraging insights and learnings from Klarna’s 17 markets, 90M consumers and 250k online stores, Jacob and his teams are passionate about making Finnish and Danish online stores succeed and expand globally.

Erik Zingmark is the Head of Transaction Banking at Nordea and responsible for ~850 employees across the Nordics and international units.

Area of responsibility covers Cash Management, Cards, Mobile payments, Trade Finance & Working Capital mgt and e-Commerce.

Member of Nordea Business Banking Executive management.
Member of Nordea Digital Committee
Board member P27

Previously, he worked as the Global Head of Cash Management at Danske Bank, and SEB, and Head of Cash Management Sweden and Finland at ABN AMRO. Erik also have a background as Managing Partner in Treasury consulting and from Skanska Group.

Hasan Malik is a Helsinki, Finland based tech entrepreneur and the founder of P3 Financial Group, a privately held Payment System Platform company and Cloudasset a technology provider for water resource management & climate change preparedness. During his career, Hasan has held leading technology & business roles at British Telecom, Hewlett Packard and AGT International in Europe and Asia Pacific. Hasan has a BSc in Business & Computer Science from Birmingham City University. Personal interests include languages and cultural studies. P3 was awarded as the ‘Finland’s most revolutionary Fintech of 2019’

Meeri Siljamäki is the Head of Product, Finance & Compliance at Helsinki-based company Wolt. Founded in 2014, Wolt is known for its food delivery platform, operating in 23 countries. Meeri is responsible for establishing & growing the practice of Fintech at Wolt. Before joining Wolt, Meeri worked in varying product development roles in the United States, most recently developing Customer Care products for Grubhub. She also led Global Commercial Product Development at Discover Financial Services and previously developed new products for the company, such as alternative payments & prepaid products. Meeri holds a Master’s Degree from the Aalto University School of Business.

Juho Malmberg is a tech leader in the executive board of OP Financial Group. He started at OP in 2015 as the CIO, and in 2018 he started heading their service development and technologies. Before OP he worked as CEO of Zen Robotics, Executive Vice President at KONE and as a Partner at Accenture. He has held several board positions in companies such as F-Secure and QPR Software.

Haukur has 10 years’ experience in banking in Iceland as well as having helped build one of the largest fintechs in Iceland. Having worked in numerous divisions within the banking industry, he is fascinated by banking as a business and who it can be done better and more in touch with the customers. Since the old adage “you can take a person out of the bank, but not the bank out of the person” seems to hold true with him, he started indó in 2018 with his childhood friend, Tryggvi. Their vision – to change the way banking is done and going back to the basics of safety, accessibility… and fun.

Head of Strategy and Corporate Development since 2016 at DNB. Former head of division for the counties of Rogaland and Agder. Management experience from DNB’s offices in Tallinn, Estonia. Worked for a period in Singapore, and New York. Joined DNB in 2005. Previous experience as an analyst at Simmons & Company International.

Education: MBA from IMD Business School in Switzerland, Bachelor of Arts in Economics from Tufts University, College of Liberal Arts, Medford, Massachusetts.

Joakim, CEO of Minna Technologies has founded three companies over the last 10 years and spent the latest 7 years within fintech. As a founder of Minna Technologies, Joakim conducted partnerships with leading retail banks and navigated 3rd party fintech integrations. Minna enables new customer value to retail banks and their digital banking experience.

The core products are related to subscription management, enabling the end-user of the bank to save time and save money, straight from the mobile bank. The platform reaches more than 20M end-users through tier-1 partnerships, including major players such as Lloyds Banking Group, ING, Danske Bank and OP.

Tuomas is an experienced entrepreneur and technology innovator. After consulting governments and teleoperators for more than 15 years about payment-related IT-infrastructure, he decided to create a significantly better and innovative solution, which is how Holvi was born. Holvi was acquired in 2016 by BBVA, but Tuoma acquired it back in 2021.

Anna Haapanen is recognized as one of the leading international technology lawyers with international education and work experience both cross border and overseas and has practiced law in Finland, Sweden and the United States. She is dual-licensed attorney admitted to both the Finnish Bar and the New York Bar. She has earned Doctor of Laws degree in intellectual property law and advises clients with both non-contentious and contentious assignments.

Anna Haapanen is President of the International Federation of Computer Law Associations (IFCLA), representative of Finland at International Technology Law Association (ITechLaw) and former Chairman of the Finnish IT Law Association. She is a member of the Delegation of the Finnish Bar Association, the highest decision-making body of the Finnish Bar Association.

Daniel Kjellén is the CEO and co-founder of Tink – Europe’s leading open banking platform. Tink enables banks, fintechs and startups to develop data-driven financial services. Founded in 2012 together with CTO Fredrik Hedberg in Stockholm, Tink allows customers to access aggregated financial data, initiate payments, enrich transactions and build personal finance management tools. Tink connects to more than 3,400 banks that reach over 250 million bank customers across Europe. Tink’s technology powers some of the world’s biggest banks and fintechs – including PayPal, NatWest, ABN AMRO, BNP Paribas, Nordea and SEB.

Raisin co-founder and CEO Tamaz Georgadze is focused on partner bank acquisition, business development, and legal and regional expansion efforts. Prior to building and scaling Europe’s leading marketplace for deposit-insured savings products and investments, Tamaz spent ten years with McKinsey & Co., the last three as a Principal leading McKinsey’s Savings and Investment products service line for EMEA countries, serving some of the largest retail, universal and wholesale banks in Europe and Asia. His core areas of expertise were performance management/organization, deposit gathering, direct banking, branch transformation, SME strategy and regulation. He holds a PhD in agricultural economics and honors law degree from the University of Giessen as well as an international economics degree from Tbilisi State University.

Erik Bennerhult has been instrumental in making Näktergal what it is today. As CEO and Co-founder, he has a unique understanding of both the technical aspects of Näktergal, as well as the business aspects.

With 20 years of experience in banking, he started Näktergal to make mortgages more affordable and accessible for consumers. Näktergal is the Nordic FinTech propelling the mortgage industry into the age of the cloud. Erik has a proven record in building cutting-edge banking systems, digitalisation and lending. Previously, he was CIO at Avida and has built banking systems handling billions of Euros.

Leyre Azcona Munarriz is Commercial Head of Financial Services in Ingka, responsible for the implementation of the Financial Services strategy across all 32 Ingka countries. With a double degree in Business administration and Law, previously she worked in Saxo Bank where she headed the Institutional Business in Latin America, and held different leading and concept development roles in Ikano Bank and Danske Bank.

James leads the FinTech division across Europe & Africa for Bureau van Dijk, a Moody’s Analytics company. He has worked with leading global FinTech’s, helping them make better, faster decisions with robust and scalable solutions. His core area of expertise is customer due diligence and credit risk.